There are three easy ways to apply:
When you purchase a commercial health insurance policy, you will want to choose a plan which covers the services you need and has a monthly premium you can afford. When choosing a plan, consider the deductible. The deductible is the amount you pay for covered health care services before your insurance plan starts to pay. After you pay your deductible, you usually pay only a co-payment or coinsurance for covered services.
Commercial insurance is typically provided by your employer or can be purchased directly by an individual. Nivano Physicians proudly provides access to care through our partnership with Aetna Health Insurance Company and Anthem Blue Cross. We are here to help provide you with excellent care and customer service.
If your employer does not currently offer Aetna Health or Anthem Blue Cross commercial Insurance and would like to, please have your employer reach out to us directly.
Nivano offers our members the following:
To find a contracted physician in the Nivano network, follow the easy steps listed below:
1. Click Here to search for a contracted provider in your area
2. Type in your zip code in the” continue as a guest” section. Please select your city once typed.
3. You can choose a plan or click ‘Skip Plan Section’.
4. Please type Nivano Physicians into the search bar.
5. Once you hit enter, providers who are contracted with Nivano Physicians and Aetna will appear. You can select one from the list and then you can call our insurance agent to sign up with that Primary Care Provider.
If you have any other questions regarding this process, please call us at 916.407.2000 ex. 2512 to receive help with our commercial plans.
If you are already an Aetna member and want to switch over to Nivano Physicians please call 866.755.2680.
Anthem Bronze 60 HMO
You’ll have lower monthly payments while being covered for check ups and preventive care. You could pay more out of pocket if you need more care, but if you don’t expect to go to the doctor very much this year, Bronze may be a good bet. These health plans can be great for people who are younger with no dependents.
Anthem Silver 70 HMO
You’ll get health coverage that covers all the basics and more. Silver plans on Covered California offer the greatest assistance for both tax credits and cost sharing subsidies, if you qualify.
Anthem Gold 80 HMO
You’ll have higher monthly payments but lower out of pocket costs depending on the services you use.
Anthem Platinum 90 HMO
On this plan, your monthly payments are higher, but you’re covered for emergencies, regular doctor visits, and preventive care alike, with little or no deductible. It’s broad coverage with out of pocket savings for individuals and families.
Anthem Minimum Coverage HMO
If you're under age 30 (or are 30 or older with an approved hardship exemption from Covered California) you may qualify for high-deductible, lower monthly payment, Minimum Coverage plan. Minimum Coverage plans can help protect you from worst-case scenarios like serious accidents or illnesses.
If you are already an Anthem member and want to switch over to Nivano Physicians please call (855) 772-9076.
Big Enterprise Insurance Agency
Stan Bough CA # 0792368
Maria Lardizabal CA # 0F52379
Gina Sumaraga Mead CA # 0F49847
Nap Amos CA # 0G31609
If you have any additional questions, please email us at firstname.lastname@example.org or call 916.407.2000 ex. 2509 to learn more.