Medicare

Welcome Medicare Members!

Nivano Physicians proudly services Medicare members in Sacramento County through Anthem Blue Cross and Imperial.


  • Minimal Out of Pocket Cost
    Minimal Out of Pocket Cost

  • $0 Copay and Low Premiums
    Our monthly payments are low for all members and includes Specialists, PCP and inpatient hospital visits for both Anthem and IMperial plans.

  • Open six days a week
    Our offices are open Monday through Saturday and are available to answer your call six days a week.

  • Coverage on Prescription Drugs
    Prescriptions are included in both of our plans.

  • Nurse Helpline and Vision Care
    Nurse Helpline and Vision Care

  • Clinics are open 7 am to 11 pm
    Our clinics are open 7 days a week, 365 days a year from 7 AM to 11 PM for any Nivano Physicians Member.

  • Free Gym Membership
    We offer a free Silver Sneakers Fitness Membership for all Medicare members.

  • A Member App
    We offer a free member app that holds all of your healthcare information at the touch of your fingertips.

Our Medicare Plans include:

Anthem MediBlue Dual Advantage (HMO SNP) offers $0 premiums and no copays! Members are also eligible to receive the additional benefits listed below:

  • Comprehensive Dental coverage including no copays for 2 oral exams, 2 cleanings, 1 dental X-ray and 1 fluoride treatment every year with an annual allowance up to $1,700 for dental work (quarterly allowance of $425).
  • Over The Counter (OTC) annual allowance up to $80 ($20 quarterly) to spend on health items at Walmart.
  • Prescriptions without copays for tiers 1 and 6.
  • Annual allowance of 1 Eye Exams without copay and up to $50 for eyewear!

Anthem MediBlue Dual Plus (HMO SNP) plan has $0 premiums and no copays! Members are also eligible to receive the additional benefits listed below:

  • Comprehensive Dental coverage including no copays for 2 oral exams, 2 cleanings, and 1 dental X-ray every year.
  • Over The Counter (OTC) annual allowance up to $1,000 to spend on healthcare items at Walmart ($20 quarterly).
  • Meal Delivery for up to 5 days after you leave the hospital for $0 copay up to 2 meals a day.
  • Prescriptions without copays for tier 1.
  • Annual allowance of 1 Eye Exam without and up to $300 for eyewear!
  • Free and unlimited transportation for healthcare related activities approved.

Additional benefits for the above two plans include:

  • LiveHealth Online - No copays for unlimited visits
  • Nurse helpline
  • Personal Emergency Response System (PERS)
  • Podiatry Care Routine - No copays for unlimited visits
  • Silver Sneakers Fitness Membership (Gym)
  • Worldwide Emergency Coverage up to $25,000

For additional information on any of these plans, call Anthem representatives today at 916-207-9718. Tell them Nivano sent you!

*Please note, all plans are based on qualifying*

Imperial Traditional Plus (HMO SNP) offers $0 premiums and no copays! Members are also eligible to receive the additional benefits listed below:

  • All Dental is included.
  • Over The Counter (OTC) annual allowance up to $35 monthly to spend on health items at Walmart.
  • Prescriptions without copays.
  • Routine eye exams up to $255 allowance every two years for all vision services.
  • 20% discount off of routine hearing exams with a yearly allowance of $1,250.

Imperial Senior Value (HMO SNP) offers $0 premiums and no copays! Members are also eligible to receive the additional benefits listed below:

  • All dental is included.
  • Over The Counter (OTC) annual allowance up to $35 monthly to spend on health items at Walmart.
  • Prescriptions without copays.
  • Routine eye exams up to $250 allowance every two years for all vision services.
  • 20% discount off of routine hearing exams with a yearly allowance of $1,250.

Additional benefits for the above two plans include:

  • Unlimited transportation to and from medical appointments
  • Free Silver Sneakers Gym membership included
  • Worldwide Emergency Coverage up to $50,000

What is Medicare and Do I qualify?

Medicare is a federal health insurance program comprised of four main parts: Parts A, B, C and D. Together, Parts A and B are known as “Original Medicare” offered by the government.

United States citizens 65 and older OR those that have been legal residents for at least 5 years and are 65 and older and them or their spouse have worked for at least 10 years (or 40 quarters) in Medicare-covered employment are eligible for Medicare coverage. Someone also may be eligible for Medicare younger than 65 if they meet criteria for certain disabilities. Requirements may vary among the different Medicare plans.

Please click the link to see if you are eligible for Medicare and to calculate your premium.

Medicare Part A Eligibility Hospital Insurance:

  • You're at least 64 years and 9 months old, or;
  • You're under 65, but live with a certain disability or conditions; or
  • You have end-stage renal disease (ESRD).

Medicare Part B Eligibility Medical Insurance:

  • You're at least 64 years and 9 months of age, or;
  • You're under 65, but live with a certain disability or condition; or
  • You have end-stage renal disease (ESRD).

Medicare Part C Eligibility (Medicare Advantage Plans – offered in California):

  • You're entitled to Part A, and;
  • You're entitled to Part B, and'
  • You do not have end-stage renal disease (ESRD), unless you meet an exception, and;
  • You live in the plan's service area.

How Do I Enroll and Do I Qualify for Medicare?

Online at: www.socialsecurity.gov
Call Social Security: 1-800-772-1213 (TTY users 1.800.325.0778)

How Do I Get in Touch with an Anthem Agent?

Listed below are the agents we use to help our members enroll in Medicare.

Anthem Agents

Peter Lee

Peter Lee has been helping many clients with Medicare or those who are becoming eligible with Medicare over 25 years. His passion is to help Medicare recipients understand all the complexities with Medicare and know what benefits that they are entitled to. His career ranges from 5 years in Telesales to winning numerous awards including being the Top Field Sales Representative with Anthem Blue Cross in 2010. Peter is also very proud that his oldest daughter graduated from UC Berkeley with a PhD in Mechanical Engineering, and his son recently graduated from college.

510.390.2954
Amy Nugyen Speaks Vietnamese

Amy Nguyen is a Territory Development Representative for Anthem Blue Cross. Her purpose and passion is to empower members through knowledge and promote awareness of products. She is committed to doing the best she can to serve the senior community and those that are underserved. She enjoys her free time with her husband, two kids, families and friends.

279.321.1025

Deborah Morris Speaks Chinese

Deborah’s passion in life has always been helping and serving people to better their life. Health insurance is a very important essential choice one has to make. She considers it a privilege to help seniors understand what Medicare is and explain the plans. She is an educator and knowledgeable in all things Medicare.

916.207.9718
Huyen Ngo Speaks Vietnamese

Huyen Ngo has been serving her community for over 15 years building a reputation of trust and relation. For over the last five years, Huyen has been focused in serving the senior community especially those that are underserved. She is passionate in educating the Seniors the intricacy of Medicare health insurance and benefits that the members may be entitled to. In her free time, Huyen is spending quality time with her husband, two boys, families and friends.

916.207.1114

SBHIS Agents

Jazmin Munguia Speaks Vietnamese

Jazmin has been working at SBHIS for a little over six years. She got her agent license a year ago. She is bilingual and speaks both english and vietmanese. During her spare time she spends time with her parents, siblings and friends.She enjoys the outdoors, the beach and hiking. Jazmin loves being able to help the community, help seniors and let them know that they are not alone.

209.321.8376

Copeland Insurance Agent

Thao Tan Speaks Vietnamese

Thao has been in the health industry for over 18 years. She started out with Kaiser Permanente as a pharmacy clerk and learned a lot of medical terminology.While working at Kaiser she was able to help many members understand their medical benefits. Thao also helped her husband grow his Financial Services Business during that time. She obtained her life and health license and became an agent while working part time at Kaiser. Thao discovered a passion in helping everyone, especially seniors in understanding their health insurance benefits.

916.847.3255

Greenhaven Insurance Agency

Carlos Esquivez CA #0D71806
916.836.8484

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